- Availability of unique add-on cover
- Road Side Assistance is available
- cashless claims available in network garages
- Salvage deduction is not applicable
Most Popular Policies of Tata AIG General Insurance
- Tata AIG Car Insurance Plan
This comprehensive motor insurance plan provides policyholders' vehicles with total protection from own damage and third party liability.
Key features of car insurance plan
- Tata AIG MediPrime Plan
This health plan not only provides complete protection but also comes with many beneficial features.
Key features of MediPrime Plan
- Lifetime renewal option available
- No sub limit applicable
- Co-pay is not applicable
- Premium loading is not applicable
- Tata AIG Travel Guard Plan
This international travel policy offers coverage against all types of mishaps during policyholders trip to abroad.
Key features of Travel Guard Plan
- Lifetime renewability
- Availability of options in single trip and multi-trip plan
- Coverage available for repatriation across the Globe and medical evacuation
- Enhancement of sum insured amount
- Tata AIG Wellsurance Family Plan
This family health insurance plan offers fixed benefits to every covered member of the family.
Key features of Wellsurance Family Plan
- Lifetime renewal option available
- Free helpline for health related information
- Health & Wellness program
- Free e-newsletter and health query
Tata AIG MediRaksha Plan
The TATA AIG MediRaksha Plan is an affordable health insurance plan which can be applied for by all members of the society. It is made to help you and your family in case of a medical emergency, providing support with the medical costs that is incurred. At a very basic state, this is one insurance policy that can easily be a part of our lives to help us at the time of our needs.
The benefits given by the policy include:-
Additional benefits given by the policy are:-
|In-patient treatment||Pre hospitalization and post hospitalization|
|Day care procedures||Organ Donor expenses|
You can know more about the policy from:-
Third Party Administrators are related to the claiming process of the policy. Before they confirm and pass all the documents and forms given to the site, one cannot get the claim. To buy the policy, you can very well request a call back from the company. The call back usually comes in a day or two and at times extends to a week for rare occasions. You can then ask about all the details you need to know about the policy and even the process of filling up the form, following which the policy would be there at your doorstep in a few days. You can also click on the link given below to know more.
Some of the key features of the policy include:-
? There is a renewal incentive along with the policy like health check up.
? The policy has a feature of getting an additional 7.5% discount in the premium to be paid of 2 years in advance as a single premium amount.
? Upto 55 years, there is no medicals on enrollment needed.
? The benefactors also gets a family discount of 10% only if 2 or more members of the family are covered under the same policy or on an individual sum insured basis.
There are some additional features of the policy too:-
Along with all these, the policy also covers the settlement of claims in a hassle free manner and in a faster way. If any benefactor is willing to port his or her policy then he or she has to apply at least 45 days before the date of the renewal. All the accrued benefits and exclusions will also be transferred without any kind of interruption done. There is also a facility of copayment of 15% on all the claims that is to be made in the policy. The best part about these policies is that the person can claim a tax deduction of Rs.15000 only if the benefactor purchases a health insurance for spouse, individual and children.
The exclusions to the policy include:-
Any kind of injury to the benefactor because of war, invasion, and act of any kind of foreign enemy is excluded from the coverage of the policy. Pregnancy or maternity related benefits are not given by the policy. HIV AIDS or related issues are also not covered up by the policy. Any kinds of abuse faced by the benefactor or injury to the benefactor because of alcohol or any other intoxicants are also not covered under the policy.
The estimated annual premium chart(s) for the policy are given below:-
INCLUSIVE OF SERVICE TAX
|Age Group||0-17 years||18-35 years||36-45 years||46-50 years||51-55 years||56-60 years||61-65 years||66-70 years||71-75 years||76-80 years||>80 years|
If the features and benefits of the policy entice you enough to buy the policy, then you can call on the toll free number given on the site and talk to the customer care executives of the company. The company also has a feature of sending an agent home to tell you more about the policy and the system in which you would be able to buy it. You can also click on the link below to know more.
Other Companies providing alternate but similar policies:-
HDFC Ergo heath Suraksha
Royal Sundaram Family Health Insurance
New India Assurance Mediclaim