- Availability of unique add-on cover
- Road Side Assistance is available
- cashless claims available in network garages
- Salvage deduction is not applicable
Most Popular Policies of Tata AIG General Insurance
- Tata AIG Car Insurance Plan
This comprehensive motor insurance plan provides policyholders' vehicles with total protection from own damage and third party liability.
Key features of car insurance plan
- Tata AIG MediPrime Plan
This health plan not only provides complete protection but also comes with many beneficial features.
Key features of MediPrime Plan
- Lifetime renewal option available
- No sub limit applicable
- Co-pay is not applicable
- Premium loading is not applicable
- Tata AIG Travel Guard Plan
This international travel policy offers coverage against all types of mishaps during policyholders trip to abroad.
Key features of Travel Guard Plan
- Lifetime renewability
- Availability of options in single trip and multi-trip plan
- Coverage available for repatriation across the Globe and medical evacuation
- Enhancement of sum insured amount
- Tata AIG Wellsurance Family Plan
This family health insurance plan offers fixed benefits to every covered member of the family.
Key features of Wellsurance Family Plan
- Lifetime renewal option available
- Free helpline for health related information
- Health & Wellness program
- Free e-newsletter and health query
Tata AIG Injury Guard
The TATA AIG Injury Guard policy is a policy where the benefactor can ensure that there is a greater level of financial independence that any other policy giving the similar features in the market. The company also gives four different kinds of plans or options and riders that one benefactor can choose from as per the individual estimated requirement made. The features are given below.
The benefits given by the policy are:-
You can get the quotes of the policy from:-
You can buy the policy with the help of the link given below where you can get the quotes related to the TATA AIG Injury Guard policy. The TATA AIG Company also allows you an option of call back where the agents of the company give you a call back and then you will be able to know all the details you want for the policy. Following which, you got to fill up a form and give all your details that will ensure that you get the policy as soon as possible at your doorstep.
The key features of the policy include:-
The additional features of the policy are:-
To give the details on the key features of the policy mentioned above, it is given by the company that there will be a period of 15 days from the date of commencement of the policy when there will be a free look period. This free look period of the policy gives the benefactor the option of looking into the prospects of the policy, during this period, one can even opt out of the policy if they want to by stating exact reasons for the cancellation. The premium for the first year will be then refunded to the account of the benefactor. There is also a grace period of 30 days given to the benefactor of the policy which can be used for the renewal of the policy. There is a facility given by the company which ensured that the sum insured can be enhanced at the time of renewal o the policy. Any kind of changes to the policy is to be informed to the benefactor 3 months in advance. If the premium is paid without any break, then the policy can be renewed throughout the lifetime.
The coverage of the policy includes:-
The policy includes coverage of self, spouse, 2 dependent children and dependent parents. The spouse and parents of the benefactor will have 100% of the Principal sum insured whereas; the children will have 50% of the principal sum insured.
The exclusions to the policy are:-
? Any kind of pre-existing diseases are excluded from the policy.
? The congenital diseases are also excluded from the policy.
? Along with this, HIV AIDS and related diseases are excluded from the coverage of the policy.
? Any kind of injury suffered to the benefactor because of war, invasion by foreign etc are not included in the policy.
The eligibility criteria for the policy are:-
The entry age for the benefactors of the policy stands at a minimum of 18 years of age whereas the maximum stands at 75 years of age. For the dependent children, it is 6 months in minimum and 18 years in the maximum that provides a lifelong renewal policy. The company also has the facility of reducing of the coverage by 50% from the age group of 70 years, then onwards.
The estimated premium charts according to the requirements:-
ESTIMATED POST ANY KIND OF TAX
|Family Package (self, spouse, dependent children, dependent parents)||2,853||4,255||8,159||10,010|
|Self + Spouse||2,842||4,223||8,131||10,659|
|Self + Spouse + 2 dependent children||4,168||6,193||11,926||15,634|
|Self + Spouse + 2 dependent children + parents||5,350||7,947||15,304||20,062|
|Self + Parents||4,273||6,348||12,223||16,024|
|Self + Spouse||1,134||1,743||2,644||3,773|
ESTIMATED PRE ANY KIND OF TAX
|Family Package (self, spouse, dependent children, dependent parents)||2,539||3,787||7,261||8,909|
|Self + Spouse||2,529||3,758||7,236||9,487|
|Self + Spouse + 2 dependent children||3,710||5,511||10,614||13,914|
|Self + Spouse + 2 dependent children + parents||4,761||7,073||13,621||17,855|
|Self + parents||3,803||5,650||10,878||14,261|
|Self + Spouse||1,009||1,551||2,353||3,358|
If you like the features and benefits given by the policy then click on the link below for the quotes on the policy. The link will give you a detailed analysis on the nitty gritty of the policy. If you want, then you can opt for the ‘call back’ option that is given on the site which will ask you to provide your telephone numbers where the executives of the company will call you and then you will be able to know all the details that are needed for buying the policy. To get the quotes, you can click on the link below.