- Availability of unique add-on cover
- Road Side Assistance is available
- cashless claims available in network garages
- Salvage deduction is not applicable
Most Popular Policies of Tata AIG General Insurance
- Tata AIG Car Insurance Plan
This comprehensive motor insurance plan provides policyholders' vehicles with total protection from own damage and third party liability.
Key features of car insurance plan
- Tata AIG MediPrime Plan
This health plan not only provides complete protection but also comes with many beneficial features.
Key features of MediPrime Plan
- Lifetime renewal option available
- No sub limit applicable
- Co-pay is not applicable
- Premium loading is not applicable
- Tata AIG Travel Guard Plan
This international travel policy offers coverage against all types of mishaps during policyholders trip to abroad.
Key features of Travel Guard Plan
- Lifetime renewability
- Availability of options in single trip and multi-trip plan
- Coverage available for repatriation across the Globe and medical evacuation
- Enhancement of sum insured amount
- Tata AIG Wellsurance Family Plan
This family health insurance plan offers fixed benefits to every covered member of the family.
Key features of Wellsurance Family Plan
- Lifetime renewal option available
- Free helpline for health related information
- Health & Wellness program
- Free e-newsletter and health query
Tata AIG Maharaksha Policy
While we go out in the road, the first of the entire crisis’s that might strike us is the accident and the effect of the accident is something that stays with the person for a long time. To share the medical expenses incurred, TATA AIG has brought into view the Maharaksha policy.
Among the so many policies available in the market related to Personal accident or injury, the TATA AIG Maharaksha Policy is one such that gives in the best of the best. This policy is a unique personal injury coverage policy that protects against a wide range of accidents. Also under the cover falls death due to accident. A certain amount of cash benefit is paid for accidental injuries and hospitalization irrespective of policyholder’s expenses making them the best.
Some of the benefits given by the policy are:-
You can buy the policy online from:-
Now, one can also buy the policy online with the help of credit cards and debit cards. Net banking is also available with the site. The link below will take you to the site and the form, after filling up which you will be able to buy the policy. The policy will be at your doorstep in just a few days. You just have to keep in mind that you don’t fill in any kind of wrong information in the form or the form will be rejected.
The key features to the policy include:-
- No restrictions on the choice of the hospital.
- There is a 24 hour worldwide coverage.
- The premium does not increase with age.
- The policy also provides protection upto 75 years of age.
Some of the additional features are:-
Along with the above mentioned features, the TATA AIG Maharaksha Insurance policy also features a daily cash benefit for hospitalization for upto 365 days. There is also a special feature given by the company which states that there is a double claim benefit which means that the policyholder can make claim from this policy even if they have another policy.
The policy also covers:-
Fractures and 2nd and 3rd degree burns are something that the policy covers. The policy also covers dislocations that require surgery under the effect of anesthesia. Internal injuries, loss of activities of daily living, daily cash benefit for hospitalization are also included under the policy. Along with all these, there is also a feature of accidental death benefit.
The exclusions to the policy are listed:-
Any kind of pre existing conditions and complications arising from it are excluded from the coverage of the policy. Any injury caused to the benefactor due to criminal and terrorist acts, war, invasion etc are not covered under the policy. HIV and AIDS or related diseases are also not covered under the policy. Any kind of participation in adventure sports and injury caused by it are excluded from the coverage of the policy. No claim can be made within the first 31 days from the commencement of the policy according to the policy paper. Any kind of injury caused due to the use of drugs or alcohol or any kind of suicide or self inflicted injury are also excluded from the policy.
Eligibility criteria of the policy are:-
|Coverage Amount (In Rupees.)||5,50,000||34,00,000|
|Policy Term (in Years)||1||1|
|Entry Age (in Years)||18||75|
If the features and specifications of the policy entice you enough to buy the policy then click on the link below and buy the policy online. These policies can be bought with the help of credit cards and debit cards. Net banking is also available with the site. You can also call in an agent of the company to come and explain to you all the details regarding the site.
Other companies providing similar policies:-
HDFC ERGO Personal Accident Insurance
Individual Personal Accident Insurance
Apollo Munich Personal Accident Insurance.