- Availability of unique add-on cover
- Road Side Assistance is available
- cashless claims available in network garages
- Salvage deduction is not applicable
Most Popular Policies of Tata AIG General Insurance
- Tata AIG Car Insurance Plan
This comprehensive motor insurance plan provides policyholders' vehicles with total protection from own damage and third party liability.
Key features of car insurance plan
- Tata AIG MediPrime Plan
This health plan not only provides complete protection but also comes with many beneficial features.
Key features of MediPrime Plan
- Lifetime renewal option available
- No sub limit applicable
- Co-pay is not applicable
- Premium loading is not applicable
- Tata AIG Travel Guard Plan
This international travel policy offers coverage against all types of mishaps during policyholders trip to abroad.
Key features of Travel Guard Plan
- Lifetime renewability
- Availability of options in single trip and multi-trip plan
- Coverage available for repatriation across the Globe and medical evacuation
- Enhancement of sum insured amount
- Tata AIG Wellsurance Family Plan
This family health insurance plan offers fixed benefits to every covered member of the family.
Key features of Wellsurance Family Plan
- Lifetime renewal option available
- Free helpline for health related information
- Health & Wellness program
- Free e-newsletter and health query
Tata AIG Wellsurance Executive
The TATA AIG Wellsurance Executive policy is designed by the company to cover all the unforeseen medical expenses of the busy executives of the time. This policy is also made to cover the critical illnesses, surgeries, miscellaneous hospital expenses etc of the benefactor. Found in three types- Classic, Supreme, Elite; each having its own sub limits, this policy is surely one of its kinds.
The benefits given by the policy include:-
|Any kind of diagnosed critical illness in Rupees||3,00,000||5,00,000||7,50,000|
|Any kind of hospitalization benefits in Rupees (per day)||750||1,000||1,250|
|Physiotherapy expenses upto 30 days in hospital||750 per day||1,000 per day||1,250 per day|
|Minor Surgeries in Rupees||10,000||10,000||10,000|
|Major Surgeries in Rupees||1,00,000||1,50,000||2,00,000|
|ICU benefits for upto 15 days per policy year (per day)||3,000||4,500||6,000|
|Heart Valve replacement in Rupees||1,00,000||1,50,000||2,00,000|
|Convalescence benefit post hospitalization||1,500||2,500||4,000|
You can buy the policy online from:-
You can also buy the policy online with the help of credit cards and debit cards. Net banking is also something that is available with the site. The company also gives you a facility of call back where you can leave your contact number with the site by seeing which the agents of the company will call you at the number and give you all the details that is need regarded the policy and many more from the company. If you need, an agent can also be called home to tell you the details of the policy. Click on the link below to know more about it.
The key features of the policy include:-
The benefit amount is paid on the diagnosis of 9 critical illnesses according to the policy papers. The policy also pays for the benefit amount on the major and minor surgeries. There is a daily hospital cash benefit given to the benefactor and his family. There is a benefit given for the gradual recovery of health after hospitalization. There is also a special system of payment of higher amount of hospital cash given for ICU or ICCU admissions in the network hospitals.
A few additional features of the policy are:-
? There are certain discounts on the selected health checkup packages that are done in the network hospitals of the company.
? There is access to exclusive health and wellness related articles.
? The ambulance benefit is paid as a lump sum amount during hospitalization according to the policy.
The policy is covered in three ways:-
Some exclusions of the policy are:-
The exclusions to the policy include the first 90 days of sickness and hospitalization. The critical illness expenses incurred for the benefactor is paid only once during the entire lifetime. Any kind of pre existing diseases, pregnancy and related conditions, congenital diseases are not included in the policy. Non-allopathic treatment like naturopathy, homeopathies etc are not included in the policy. The cost of spectacles, hearing aids, crutches etc are not borne by the policy.
The eligibility criteria for the policy are:-
For the minimum, the policy term ranges to 1 year and to the maximum, the policy term is of 1 year too. The entry age of the policy is 18 years in the minimum and to 65 years in the maximum. The special feature of the TATA AIG Wellsurance Executive health insurance policy is that any premium that ranges to Rs.15,000 and upwards is allowed as a deduction from the taxable income every year.
You can buy the policy from the given link. The link will also give you the details regarding the policy and all you got to know about it. You can also opt for a call back facility which will give the agents of the company call you and give you all the details you need about the policy and much more. You can also buy the policy online and get the quotes about the policy from the link below. The only thing you need to take care is that there should not be any mistakes while filling up the form, if there is any then the form might get cancelled.
Similar policies provided by alternative companies:-
Reliance Individual Mediclaim
Bajaj Allianz Individual health guard